Old Republic Insured Credit Services (ORICS) provides consumer credit indemnity designed to fit your specific lending needs. Loss protection programs are insured with credit indemnity policies underwritten by Old Republic Insurance Company. ORICS offers a variety of products that range from traditional high CLTV lending programs for risk mitigation to more specialized programs, such as supplemental coverage for capital relief. With loss protection programs in place lenders are able to increase loan volumes and better satisfy their borrowers' needs without increasing risk exposure.

The credit indemnity insurance policy pays the full amount of the unpaid loan balance at the time of delinquency, subject to an annual aggregate 10% stop loss. Your ORICS sales representative will provide you with training and materials tailored to your particular lending needs to ensure a smooth program implementation for your lending institution.

ORICS provides loss protection programs to government-regulated lending institutions nationwide. Since 1954, ORICS has tailored loss protection programs to meet the consumer lending goals of its lending partners. Whether you are a credit union, a community bank or a national-based lending institution, ORICS has a program to fit your need.